Solutions Architect - Mortgages Domain Expert

We're looking for a Solutions Architect – Mortgages Domain to join our team in Portugal in a remote working mode. This is a senior role focused on designing end-to-end solutions for mortgage-related projects within a major UK bank. The position requires strong problem-solving capabilities, the ability to produce detailed Solution Design Documents (SDDs) and an understanding of functional and non-functional requirements, risk management and migration from legacy technologies. You will collaborate with a wide architecture community, ensuring reusable patterns and compliance with enterprise architecture standards.

Responsibilities

• Own end-to-end solution architecture for mortgage-focused initiatives, delivering clear and practical designs aligned with governance standards
• Create Solution Design Documents (SDDs) and diagrams covering functional and technical architecture views
• Document As-Is, Transition and Target Architectures and align solutions with strategic roadmaps
• Collaborate with other architects and teams to coordinate inputs from multiple architecture disciplines
• Apply decision-driven design principles to define integration points and system interactions
• Contribute to decommissioning and migration strategies for legacy systems while reducing technology obsolescence
• Communicate architecture decisions effectively to both technical and non-technical stakeholders
• Provide architectural assurance to ensure compliance, feasibility and alignment with IT standards

Requirements

• 3–5 years of experience as a Solutions Architect within large financial institutions (retail or corporate banking preferred)
• Proven track record in IT systems design, functional architecture and integration patterns
• Ability to develop practical architectures aligned with defined IT standards and governance frameworks
• Strong written and verbal communication skills in English, with ability to explain complex technical concepts clearly
• Experience influencing and guiding diverse stakeholders and managing architecture decisions diplomatically
• Familiarity with managing risks and issues in a regulated financial services environment

Nice to have

• Direct experience designing solutions in the mortgages domain or related financial products
• Awareness of architecture frameworks such as TOGAF, ArchiMate or C4 models
• Skills in handling ambiguities and demonstrating resilience in fast-paced, high-compliance environments
• Experience defining strategies for integration, migration and decommissioning legacy systems
• Strong organizational and prioritization skills across multiple workstreams