Senior Fraud Analyst - French Market
Join us as a Senior Fraud Analyst to protect our customers by detecting and preventing various types of fraud. You will be part of our newly created specialized Fraud team, focusing on safeguarding Qonto's French market customers from scams and fraudulent activities.
You will report to Anamaria, our Senior Team Lead Fraud
➡️ What you'll do
- Transaction monitoring: Monitor and analyze transactions to detect fraud patterns, focusing on scams, phishing attempts, and account takeover activities
- Risk assessment: Conduct risk assessments for new products and features while ensuring robust onboarding fraud prevention with limited need for oversight
- Investigation and prevention: Independently investigate complex fraud cases and implement preventive measures across financing and payment products
- Project ownership: Own medium-scale projects end-to-end, aligned with team objectives set by your Lead
- Coaching: Support junior analysts and new joiners on complex cases as needed
- Cross-team collaboration: Work with Risk and Security teams to strengthen fraud detection capabilities and align strategies
- Quality and efficiency: Deliver high-quality, timely fraud analysis while maintaining customer satisfaction and operational efficiency
➡️ What we're looking for
- Fraud/AML experience: Solid experience in fraud detection or AML, with demonstrated ability to independently handle complex cases
- Languages: Bilingual in English and French: Portuguese is a nice to have
- Investigative mindset: Strong evidence-based and creative thinking skills to detect patterns and solve complex fraud cases
- Communication skills: Confident communicating with customers and counterparties, including in sensitive situations
- Coaching ability: Comfortable supporting junior analysts or new joiners on casework when needed
- Learning mindset: Open to feedback and motivated to keep sharpening skills and knowledge
➡️ What we can offer you
- Established, specialized team: Join a mature Fraud team with defined levels, documented processes, and real operating rhythms.
- Real ownership: Full ownership of your caseload and end-to-end ownership of medium-scale projects.
- Breadth of casework: Handle the full range of fraud typologies, from private scams to social engineering fraud and financing-product fraud
- Process ownership: Help build fraud detection processes and tools from the ground up as the team scales
- Continuous learning: Regular training and knowledge-sharing sessions to keep pace with emerging fraud trends
➡️ Your future manager
Your manager will be Anamaria, our Senior Team Lead Fraud.
Anamaria has been at Qonto for nearly 7 years, growing from AML-CFT Analyst to leading the Fraud team across France, Spain, and Portugal. She brings deep hands-on expertise in fraud prevention and AML-CFT built entirely within Qonto, with a strong understanding of how the organisation operates across markets. Anamaria values agility, collaboration, and a proactive approach to emerging threats — she will support your ramp-up closely while trusting you to take ownership of your case.Y
