Product Manager (POS Lending / Commercial Initiatives)

About the Role

We’re looking for a Product Manager to join our POS Lending / BNPL team and take on a broad mix of business, product, and commercial initiatives.

This is not a narrow feature PM role with one clean ownership area and a fixed roadmap. We need a versatile, self-driven person who can hold a lot of context, work across several moving pieces at once, and help the team move faster on pilots, pricing, promos, product setup, and unit economics.

A big part of the role is about testing and launching different ideas with partners: setting the right product parameters, checking the economics, aligning with analytics and tech, preparing the setup in systems, syncing with sales in the field, and then launching and learning from the results.

The role is especially relevant for someone who is comfortable in messy, fast-changing environments and does not need everything to be perfectly structured in advance.

About the Product

POS is one of our core products and one of the first ones we launched in 2022.

Today, we work with more than 10,000 partner stores and we have served >1M customers, and the business keeps growing fast. The next stage of growth depends not only on strategy, but on a lot of detailed work across pricing, partner setups, promos, origination, and sales execution in the field.

This is a complex offline B2B2C model: in many cases there is limited digital trace, different product categories require different issuance logic, and a lot depends on how the product is actually used and explained in the field.

What You Will Own

• Drive a wide range of initiatives across POS business and nearby areas
• Run pilots and tests with partners
• Help define and launch rates, pricing logic, promos, and product conditions
• Support product infrastructure topics such as tariff setup, promotions, onboarding, and origination-related changes
• Work on improving unit economics and product profitability
• Coordinate with analytics, development, and field sales teams to move initiatives from idea to launch
• Help ensure product changes are clearly explained and operationalized in the field
• Hold several parallel workstreams at once and keep them moving without losing context

What We Expect From the Candidate

Must Have

• A solid experience in product management, project management, or business/product analytics
• Strong analytical profile and confidence working with unit economics, calculations, estimations, and business models
• Ability to quickly build a rough model and assess how a change in rates, terms, or promo mechanics may affect profitability
• Ability to work independently and move tasks forward without detailed step-by-step guidance
• Comfort working across several different topics at once
• Strong structured communication and ability to align with analytics, tech, sales, and business stakeholders
• Adaptability and readiness to work in an environment where responsibilities are broad and not fully fixed

Nice to Have

• Experience in fintech, lending, credit products, or financial services
• Strong quantitative background in STEM, mathematics, economics, or a similar field
• Experience working with pricing, pilots, promos, commercial initiatives, or partner launches
• Experience in offline or field-heavy business models
• Experience working closely with sales teams or explaining product mechanics to field teams

About the Team

You will join the POS team, where responsibilities are split across several product areas:

• repeat purchases
• additional services and promos
• rates and pricing logic

This role is expected to add flexibility and execution capacity where the team needs it most.

You will work closely with:

• product managers in the POS team
• product analysts
• origination development team
• agent mobile app team
• sales / field teams

A lot of the initial onboarding will happen with support from the team, especially around the current rates and partner-test scope.

Resources

You will have access to:

• development team: 2 backend, 2 frontend, 2 QA
• agent mobile app team
• 5 product analysts supporting POS and performance-related tasks

Location / Format

There are no strict long-term location requirements for this role.

However, for the first 2–3 months, the person should be ready to come to Manila for onboarding and close collaboration with the team.

Hiring Process

• HR screen
• 30–40 min intro conversation with the Head of POS and BNPL Product
• Case study
• Case interview + fit interview with team members