Head of Compliance
About the role:
We are looking for a Head of Compliance to join our Legal & Compliance team. In this role, you will apply your payments, e-money and/or banking compliance expertise to support the company's regulatory compliance in the Netherlands and across its E.E.A. footprint, as well as supporting our platform’s compliance with broader EU legislation covering online services. You will work with the Chief Legal & Compliance Officer and relevant management boards across our group to strengthen the compliance framework and provide regulatory advisory support to the business on Dutch and EU payments and financial services regulation.
In a fast-moving, digital environment, our compliance team stays one step ahead by finding smart, scalable ways to manage non-client integrity and regulatory risks. In this role you will have meaningful ownership of compliance topics from day one, and the opportunity to shape how the function operates as the Finom group expands.
Advising the business on compliance requirements and related controls.
Identifying regulatory issues proactively and recommending remedies to promote compliance.
Shaping the group compliance function, including building a ‘compliance by design’ process for new product approvals and reviews.
Liaising with key stakeholders as required, both internal and external (regulators, advisors, partners, etc.).
Ensure that the company's compliance framework, policies and processes are aligned with Dutch and EU regulatory requirements, including the Wft, Bpr, Wwft and Sanctiewet at national level; PSD2, EMD2; IPR, DORA, Mifid, MifiR, CRR, and applicable EBA Guidelines.
Perform compliance reviews of existing services, reviews of expansion initiatives, new products and material changes to current products.
Identify regulatory issues proactively and recommend pragmatic, business-aware remedies that promote compliance.
Conduct regulatory gap analyses against existing and new requirements, and translate the outcomes into actionable implementation plans.
Draft, revise and maintain compliance policies, procedures and internal governance documentation.
Develop the Annual Compliance Plan, including the design and execution of compliance monitoring activities across the compliance topic universe.
Lead the existing compliance team, responsible for non-AML compliance matters.
A degree in law, finance, economics or a related field, and the right to work in the Netherlands.
A minimum of 8 to 10 years of regulatory compliance experience gained within a payments institution, EMI, bank, regulator, or top-tier consultancy or law firm advising regulated financial institutions.
Experience in C-Suite and board-level engagement on compliance topics.
Demonstrated experience and working knowledge of the Dutch and EU regulatory framework for financial institutions including at minimum offerors of payments and e-money services.
Fluency in English; professional working proficiency in Dutch given the focus on Dutch supervisory engagement and source-language regulatory texts.
The desire and drive to learn, grow and create impact quickly as part of an expanding team.
Ability to operate in a high-pace environment.
A Dutch law qualification (Nederlands recht), or other jurisdictions if paired with significant experience in relevant compliance areas.
Professional certificates or diplomas in compliance (e.g., VU Compliance & Integrity Management, NCI, ICA).
Start-up / Scale-up experience and experience at a licensed financial institution.
