Chief Compliance Officer

About The Role

Looking for some (compliance) adventure in a fast-paced working environment? Look no further, as we might be looking for you! Vivid, a digital financial service provider with multiple entities across Europe, is in need of an experienced Chief Compliance Officer. This role offers a broad scope with a focus on payment risks. You will play a crucial role in building and expanding a solid, state-of-the-art digital financial services operation. As the Chief Compliance Officer, you will oversee the end-to-end compliance of our Luxembourg regulated legal entity, its branches and support compliance efforts for other regulated Vivid entities, working closely with various product teams and senior management.

Your Mission

• Help oversee and maintain the compliance framework on individual entity- and on group level; strategy, policies and governance arrangements as approved by the Board;
• Assist the Boards of Directors and Senior Management to create a culture of informed risk-taking through training, communication and promotion of the agreed risk and compliance framework;
• Run comprehensive compliance monitoring program across all relevant risks
• Oversee all outsourced (critical) functions from a 2nd line of defense perspective;
• Interact with regulators on an ongoing basis (as/when needed);
• Keep up to date with EU regulatory developments,
• Ongoing dual reporting to and close cooperation with the Chief Risk Officer, who is part of the Authorized Management and Group Head of Risk and Compliance, who is part of the Management Board.

Your Profile

• At least 7 years of experience with a preference for demonstrated exposure in SME and retail payments;
• Extensive experience in a compliance environment with a good understanding of the compliance issues impacting and EMI firm and payment processes;
• Significant relevant experience at a regulated financial institution, with first-hand knowledge of CSSF regulatory framework, and in particular a deep practical knowledge of the AML domain;
• Strong leadership skills, including the ability to manage risk and control activities in complex financial operations environments;
• Alignment to our company values and ability to convey them to the rest of the team - You are customer-obsessed, unstoppable, owner and radically honest;
• Strong attention to detail; highly driven and ambitious;
• Excellent written and spoken English skills, native knowledge of a second European language is welcomed;
• Based in Luxembourg or willing to relocate.

Why Join Vivid?

• We have a hybrid model in our Luxembourg office.
• AI-first culture – we use it every day, not just talk about it.
• Learning & development budget to support your professional growth.
• Fully paid vacation and sick leave.
• Sports compensation.
• Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one.

Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how businesses think about their finances!

Compensation range

Compensation from €140.000 gross annually. Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria.

We believe the people who build Vivid should own a piece of it. Your total compensation reflects that: a strong fixed base, and equity via our Employee Stock Option Program. Real upside for real impact.

About Vivid

At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights.

Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality.

Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started.

We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.