AML Analyst - French Market

⭐️ Mission

Join our French AML team to tackle critical transaction monitoring backlogs and protect our business from Money Laundering and Terrorist Financing risks. You will have a direct impact on Qonto's compliance framework as we prepare for our banking license, handling complex fraud patterns and mentoring junior team members. You will work closely with your manager Amilcar, to refine our controls and shape a secure environment for our customers.

🧑‍💻👩‍💻 As an AML Officer at Qonto, you will:

• Investigate complex alerts: Handle transaction monitoring and suspicious activity reports (processing around 25 alerts per day) with a high degree of autonomy.
• Perform quality controls: Conduct 1st-level controls and internal checks to verify the team's work and ensure strict adherence to internal procedures.
• Drive continuous improvement: Autonomously challenge existing processes, identify gaps, and manage projects to improve our daily operational efficiency.
• Mentor and share knowledge: Act as a referent for the team by coaching peers, sharing expertise on complex cases (such as accounting, sanctions, and terrorism financing).
• Manage stakeholders: Serve as a reliable point of contact for complex compliance topics, interacting confidently with internal teams and external auditors or regulators when necessary.

🤔 What you can expect:

• Market/Team Context: A fast-paced, hyper-growth environment where you will tackle a critical backlog on the French market alongside a wider European team of 40+ AML Officers.
• Methodologies, how we work, and what we value: A strong Lean and continuous improvement mindset where you are expected to autonomously challenge the status quo and improve processes.
• Exciting career opportunities: Real internal mobility prospects and a clear path for growth fueled by our upcoming banking license.
• Responsibilities and decision-making: The autonomy to handle complex cases involving tax returns, sanctions, and embargoes, actively mitigating risks for the company.

🏅 About You:

• Experience: You have 1 to 3 years of experience in transaction monitoring and AML/CFT, preferably in a traditional bank or a Fintech.
• Technical Expertise: You have a deep understanding of terrorism financing, sanctions, and embargoes, ideally with accounting knowledge
• Continuous Improvement Mindset: You are not just executing tasks; you know how to autonomously identify bottlenecks, challenge processes, and manage continuous improvement projects.
• Mentorship & Communication: You are comfortable sharing your knowledge to coach colleagues and interacting professionally with auditors and regulators.
• Languages: You are fluent in both French and English to communicate effectively with our international teams and local stakeholders.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick!
Who knows? You may have the missing piece of the puzzle we've been searching for all along.